All students going abroad are expected to show evidence that their medical insurance includes international coverage. You should not assume that your health insurance policy here in the U.S. will cover you while studying abroad. We advise you to consult with your insurance provider to determine if your plan will travel with you overseas and exactly what it covers. Students who carry Hampshire College’s insurance plan through Gallagher Koster Insurance should visit their website to review what is covered in Hampshire’s policy and to purchase additional study abroad insurance if necessary.
In preparing to go abroad, it is important that you understand the difference between international medical coverage and emergency travel assistance service. In some cases, some insurance providers may provide emergency travel assistance as well as medical evacuation and repatriation. Please visit travel assistance services to learn more about those options.
Medical Evacuation and Repatriation
Many health insurance plans that cover internationally may also include medical evacuation and repatriation. All students enrolled at Hampshire automatically have medical evacuation and repatriation through AIG/Travel Guard when traveling on school-sponsored travel. More information about the plan and what it covers is available on the Five Colleges Risk Management website.
Health Insurance Check List for Students Preparing to Studying Abroad
The following checklist is a helpful tool to determine whether or not you are adequately covered by your health insurance company while overseas.
Insurance Coverage Requirements:
Information Students Need to Have:
Getting Reimbursed for Medical Expenses Incurred:
If you are not satisfied with the international coverage your insurance company provides, you may want to purchase additional emergency travel insurance. We suggest visiting http://www.insuremytrip.com/ to find the best rates and policies for your specific needs.
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