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You have the ability to change your medical, dental, vision, and flexible spending account elections and coverage levels each year during Open Enrollment. The elections you make are generally in effect for a full plan year (January 1--December 31). IRS regulations allow you to make changes to your benefit elections during the year only if you have a qualified change in employment or family status.
Examples of qualified changes in status include:
Open Enrollment Letter »2013 Health and Welfare Benefit Changes »Important Notices »