Student Health Insurance
Massachusetts law requires all students to have medical insurance.
To comply with state regulations, all students are automatically enrolled in and billed for the student health insurance plan through Gallagher Student Health and Special Risk.
If you are currently enrolled in a comparable plan and can provide your policy information, you may elect to waive the College's plan according to the process below and your student account will be credited.
Visit the Health and Counseling Services Student Health Insurance page to understand choices regarding health insurance coverage.
Online Waiver Process
The 2026-27 Waiver and Enrollment forms will be available through August 6, 2026.
If a waiver form is not submitted by the August 6 deadline, you will remain enrolled in and billed for the student health insurance plan for the entire policy year whether you use the insurance or not.
To waive the student health insurance plan for the fall 2026 policy year:
- Go here.
- Under ‘Profile,’ enter your Hampshire email address and click on LOG IN.
First Time Users: An email from Gallagher Student Health has been sent to your Hampshire email with a temporary password. Click on the link provided in the email and insert the temporary password. (If you did not receive a temporary password, you can choose the ‘Forgot your password?’ option on the login page.) - Once you log in, select the ENROLL or WAIVE option. If waiving the insurance, have your current health insurance ID card ready, as you will need this information in order to complete the waiver form. A confirmation number will be sent to you upon completion of the form, but approval may take 24-48 hours.
Questions? Contact Gallagher Student Health at 1.800.398.6519 or by email at HampshireStudent@GallagherStudent.com.
Additional Information Regarding Co-Payments, Co-Insurance, and Deductibles
Hampshire College medical office visits and lab tests will be billed to your health insurance plan through the University of Massachusetts Amherst Health Services Billing. You will be responsible for any office visit charges, prescriptions, lab tests, or x-rays that are not covered by your insurance. These charges could be called "out of network care," "co-insurance," or "deductibles."
Hampshire College covers the cost of all on-campus counseling visits. Please visit Frequently Asked Questions: Health and Counseling Services for more information.