Life and Long Term Disability Insurance

A Flower in the Hampshire College Greenhouse

Life Insurance

Hampshire College provides you with group term life and accidental death and dismemberment (AD&D) insurance through Prudential. You are covered at a rate of 2.0 times annual salary benefit, up to a maximum of $150,000 without medical underwriting. Age reduction schedule applies after age 70. Coverage begins on the first day of the month following or coincident with the date of hire. This benefit is paid in full by the College. 

You will find more information on the group term life and AD&D insurance plan in the Summary of Benefits Prudential Summary of Benefits.pdf

Once you are enrolled, you may change your beneficiaries by completing a Beneficiary Form.pdf and returning it to the human resources office.

To contact Prudential customer service center, call 888.598.5671 or go online to their website at https://ssologin.prudential.com/app/mybenefits/Login

Long-Term Disability Insurance

Hampshire College provides you with basic long-term disability insurance through Prudential after one year of employment. After six months of total disability, this plan provides a continuation of salary and retirement premiums until age 65 or the termination of the disability. Benefits amount to 60% of basic monthly earnings up to a maximum benefit of $7,500 per month. This benefit is paid in full by the College. 

Voluntary Supplemental Life Insurance

Hampshire College offers employees voluntary supplemental life insurance for themselves, their spouses/partners, and/or children through Prudential. The amount of coverage available for the employee is between 1.0 and 5.0 times annual salary with a maximum benefit of $500,000. The amount of coverage available for a spouse/partner is $10,000, $30,000, or $50,000. The amount of coverage available for a dependent child(ren) is $10,000 through age 26. Employees must elect coverage in order to elect spouse/partner and/or dependent coverage. Coverage is available on the first day of the month following or coincident with the date of hire. This is an employee-paid benefit.

During the initial eligibility period, within 30 days of hire, evidence of insurability is required for coverage over $150,000 for the employee and $30,000 for the spouse/partner. After the initial eligibility period, evidence of insurability is required regardless of amount of coverage requested.  

You will find more information on the voluntary supplemental life insurance plan including rates on the Summary of Benefits.pdf     

Related Documents

This website is intended as a general overview of Hampshire College benefits plans only. Every effort has been made to summarize these programs accurately. In all cases, the actual provisions of each benefit plan will govern if there is any inconsistency between this site and Hampshire's formal plans or contracts.

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With The Benefits Office
Snail Mail
Benefits Office
Hampshire College
893 West Street
Amherst, MA 01002